Looking for a Work-From-Home Career that Uses Your Education? Ever Thought About Insurance?

Many parents want challenging careers that still allow them to be present for their kids while letting them use their education. But did you know that it is possible to work remotely for insurance companies?

It’s true. I have a friend who worked remotely for an insurance company throughout the pandemic and now has a hybrid schedule that allows him to work from home regularly. There are also fully remote workers. In 2023, only 31% of insurance workers were fully in the office.

These often-overlooked at-home roles can provide the intellectual stimulation you need to build a stable financial future without missing school drop-offs or family dinners. And they’ll let you use or grow professional skills, too.

Why Is Insurance Suited To Remote Work?

Most daily tasks in insurance involve computer-based work and phone communication, which makes them great candidates for at-home work. Modern technology makes it much easier to conduct insurance business from your own home office, too.

Here are a few examples:

• Underwriters analyze risk using digital data
• Claims adjusters review photos and reports submitted online
• Customer service representatives field calls through VoIP (Voice over Internet Protocol) systems that function seamlessly over residential Internet connections

What insurance professionals need most are qualities like:

• The ability to think analytically
• Strong communication skills
• A knack for detailed record-keeping

None of these skills requires you to work from an office cubicle.

So, while many people might assume that all insurance professionals need to be in an office, that’s really not the case. And this means that if you’re a parent who wants to work from home and be with your family, insurance work could be the answer for you.  

But how can I find a work-from-home insurance job?

Yes, it’s possible to work remotely for insurance companies. But where do you look for these types of positions?

Here are two options to get you started:

• Visit the websites of the leading insurance carriers. These companies pioneered many remote work policies. They’re likely to have dozens of listings. As a bonus, they have the infrastructure to support nationwide teams, which means there are probably positions that will suit you, including for beginners in the field.
• Try browsing smaller independent agencies in your community. A local business owner might need a part-time remote assistant or a licensed agent. This could be the perfect entry point for you.

Want to learn more about the possibilities? This video gives examples of work-from-home insurance opportunities.

Types of Remote Insurance Roles

The variety of insurance positions you can do from home might surprise you! Every company will have its own policies, of course, but you won’t be limited to only one option in this field.

Here are just three of the at-home roles you can pursue:

• Sales agents connect with potential clients to sell life, auto, or home policies. While this used to happen in person, it can now be handled online or via phone.
• Claims adjusters investigate accidents and determine liability from their desks, using evidence shared online.
• Actuaries use mathematics to calculate financial risk for the provider (this is my friend’s role in his company).

Some Things To Think About When You Handle Sensitive Data From Home

Most insurance companies will make sure you have the training and software you need to keep client information safe. Some might even provide computers and routers specifically for your work.

Here are examples of security measures you may need to take:

• You will likely use a virtual private network (VPN) and multifactor authentication daily. You may also need other security systems.
• You might also need to print physical documents or write down client details. Insurance companies expect you to carefully dispose of sensitive insurance information once it is no longer needed. A cross-cut shredder is a standard requirement for most remote insurance setups.

Of course, you will want to keep both sensitive documents and your shredder far from your children’s curious little hands!

In case you’re wondering, this video explains what a cross-cut shredder is.

Conclusion: Are You Ready to Insure Your Future?

Secure cloud technology now makes it very possible to work remotely for insurance companies. In other words, you can start a new career without ever setting foot in an insurance office.  So why not put together your resume, scan as many job listings as you can muster, and start a career that challenges your mind without taking over your life?